Hartford (The) management check
HIG · Financials · Property & Casualty Insurance · CEO Christopher Swift
Filings as of
5 good · 1 to watch · 0 flagged, across the seven questions below.
- Good
Have owners done well?
Beat its chosen peers$100 invested at the start of fiscal 2021 grew to $312, against $210 for the peer group the company picked itself.
- Good
Does pay follow performance?
Pay rose and fell with returnsOver 5 years, the CEO's pay actually paid (equity valued at the share price) had a correlation of 0.63 with shareholder return. 1 means pay moved in step; below 0, the opposite way.
- Good
What does the CEO cost owners?
0.6% of net income$22.1m of reported pay in fiscal 2025, against $3.8bn of net income.
- n/a
Do they own the stock?
No recent CEO filingLight activity: no buys, $1.2m sold in six months. 1 of 1 sales ran on pre-arranged 10b5-1 plans.
- Good
Are owners being diluted?
Share count shrinkingDiluted shares changed -4.1% a year over the last three fiscal years. Stock-based pay was 9.4% of revenue in the latest year.
- Watch
Is leadership stable?
10 leadership filings in 3 yearsCEO in the pay table: Christopher Swift. 10 filings under 8-K item 5.02 (officers or directors leaving or joining, or new pay arrangements) in the last 3 years.
- Good
Are the books clean?
No red flags on fileNo restatements, auditor changes or late filings since 2021.
Against the S&P 500
Each check's score (0–100) and how it compares: the share of ranked S&P 500 companies it matches or beats, and the median in Financials.
| Check | Score | At or above | Sector median |
|---|---|---|---|
| Owner returns | 100 | 49 | |
| Pay for performance | 81 | 83 | |
| CEO cost | 70 | 67 | |
| Skin in the game | — | — | 51 |
| Dilution | 100 | 69 | |
| Stable leadership | 75 | 80 | |
| Clean books | 100 | 100 |
Closest peers
Others in Property & Casualty Insurance, by management score. Hartford (The) is 5th of 72 in its sector.
Pay versus performance
From the proxy statement filed April 9, 2026. "Actually paid" values stock awards at the share price, so it rises and falls with the stock.
| Fiscal year | CEO | CEO pay | Actually paid | Other executives (avg) | $100 became | Peers | Net income |
|---|---|---|---|---|---|---|---|
| 2025 | Christopher Swift | $22.1m | $48.0m | $5.8m | $312 | $210 | $3.8bn |
| 2024 | — | $19.3m | $48.6m | $4.4m | $244 | $202 | $3.1bn |
| 2023 | — | $16.4m | $11.8m | $3.7m | $176 | $159 | $2.5bn |
| 2022 | — | $16.1m | $26.5m | $5.4m | $162 | $146 | $1.8bn |
| 2021 | — | $15.8m | $38.8m | $4.8m | $144 | $132 | $2.4bn |
The board says pay is tied most to Compensation Core Earnings. Its other key measures: Compensation Core ROE, TSR.
Insiders and the CEO's stake
Christopher Swift (Chairman and CEO) held 41,569.485 shares directly after their latest Form 4 on Aug 7, 2026.
Light activity: no buys, $1.2m sold in six months. 1 of 1 sales ran on pre-arranged 10b5-1 plans.
- SoldAdin M TookerPresident · 10b5-1 plan$1.2mMay 27, 2026
Leadership and governance on file
- Sep 30, 2026Leadership change8-K 5.02
- Aug 11, 2026Leadership change8-K 5.02
- Jul 15, 2026Leadership change8-K 5.02
- Jun 10, 2025Leadership change8-K 5.02
- Mar 31, 2025Leadership change8-K 5.02
- Jan 10, 2025Leadership change8-K 5.02
- Jan 6, 2025Leadership change8-K 5.02
- Sep 6, 2024Leadership change8-K 5.02
- Jun 4, 2024Leadership change8-K 5.02
- Nov 29, 2023Leadership change8-K 5.02
- Jul 6, 2023Leadership change8-K 5.02
- Jan 20, 2023Leadership change8-K 5.02
Latest shareholder vote results: May 21, 2026, including the say-on-pay vote.
Where the money went
Over 2021–2025: $10.4bn returned to owners in buybacks and dividends, 77% of net income, and $658.0m of pay in stock.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $1.6bn | $1.4bn | $1.4bn | $1.5bn | $1.5bn |
| Net income | $2.4bn | $1.8bn | $2.5bn | $3.1bn | $3.8bn |
| Stock-based pay | $128.0m | $131.0m | $125.0m | $133.0m | $141.0m |
| Buybacks | $1.7bn | $1.6bn | $1.4bn | $1.5bn | $1.6bn |
| Dividends | $485.0m | $506.0m | $528.0m | $556.0m | $592.0m |
| Diluted shares | 354m | 330m | 312m | 299m | 287m |
Educational only, not investment advice. Figures are as filed with the SEC: pay from the proxy's pay-versus-performance table, capital allocation from 10-K XBRL data, insider trades from Form 4s over the last six months, events from the last 5 years of filings. The peer group is the one the company chose. See the method.